Our Building & Contents Insurance

Why buy Buildings and Contents Insurance with Westhill?

•    You’ll have a dedicated adviser who can help you identify exactly what you should insure, so you’ll never pay for cover you don’t need.
•    With our years of experience, and access to a vast panel of insurers, we’ll be able to find you the best policy at the most competitive price.
•    If the worst happens and you need to make a claim, our experienced team will support you through the process, making it run as smoothly as possible. 

About Our Buildings and Contents Insurance

Your home and its contents are probably your most valuable assets. As insurance experts with over 30 years’ experience in the home insurance market, we can make sure that you’re properly protected.

We pride ourselves on getting to know our customers. So whether you live the simple life on a narrow boat, or a more lavish one in a mansion or castle, we can find the right policy for your individual needs at the best price.

Call us today on 020 8304 4344 to speak to one of our expert advisers.

If you’re already insured with us and need to make a claim, get in touch with us now and we’ll talk you through everything you need to do.

Want help finding a great value Building & Contents insurance policy?
Call our expert team who’ll do all of the shopping around for you.

What Next?

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0208 308 4344 or email us at

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Why Westhill?

Did you know?

That little angels can turn into little devils? Children often leave a trail of destruction in their wake, so parenthood is a good time to take-out additional accidental insurance cover. Check out your options by making one quick call to us on 0208 308 4344 – before chaos reigns!

Fire damage is one of the most common insurance claims. One bizarre claim was made after a pigeon dropped a lit cigarette down a chimney. A good enough reason to make sure your home and contents insurance is up to date. Call our red hot team on 020 8308 4344.

You are more likely to be burgled if you live in a terrace house than a detached? The chances rise still more in urban areas. Home insurance is all about where you live, so get proper advice at the start by calling our team on 0208 308 4344 for a quote to suit your budget.

Accidental Damage Insurance won’t provide cover if the cowboys are in town: make sure you chose a certified tradesman for your household repairs. Better safe than sorry – call us to see what your policy DOES cover on 0208 308 4344.

Water damage is one of the commonest causes of property insurance claims. A leaking pipe call spill out over 2,000 gallons of water a day – that’s 40 baths full! Don’t let it dampen your spirits: call us on 0208 308 4344 and we’ll find the cover you need to keep your home & contents dry.

Fitting the right lock to your property is of key importance in stopping home insurance firms from turning down claims. If your existing locks do not meet the insurer’s requirements they can reject the claim. Check to see if your locks are suitable, and if you have any queries on your insurance call our team on 0208 308 4344 NOW!

More than 3,700 fires each year are caused by domestic appliances. In order of ‘blame’, they are washing machines, tumble dryers, dishwashers, ovens, TVs, microwaves, electric blankets and irons. Insurance is vital should things suddenly burst into flame. Call us on 0208 308 4344 for a hot quote for your buildings & contents insurance.

Some policies won’t cover you for damage caused by vermin. Rats and mice can cause lasting damage to furniture and can chew through wires – a real fire hazard. Make sure you keep your home safe from these little creatures , and if you need to check if your policy includes damage by teeth, then call us on 0208 308 4344 for more help!

Houses and cars get broken into or vandalised every SEVEN seconds, or 11,620 times a day in England and Wales. Householders must be aware of the potential threats to their homes and make them as secure as possible. Correct insurance cover is vital too – call us on 0208 308 4344 to quickly protect your belongings.

‘New for old’ policies will replace your items with brand new items, whereas ‘wear and tear’ policies will deduct a percentage of the item’s cost for depreciation. To discuss which is right for you, call our specialist team on 0208 308 4344 to check your options.

Straightforward DIY mishaps are usually covered by Accidental Damage Insurance, but if you tackle an over-ambitious project you won’t be covered. So you will be covered if you accidentally drill through a water pipe, but you won’t be covered if you build your own extension. Check it out first – call 0208 308 4344 before you lift that drill!

If you want peace and quiet, live on the Scilly Isles, the most harmonious place in Britain. If you don’t live in a rural idyll and are worried by nuisance neighbours, it’s worth considering a home insurance policy with legal expenses cover. Our team can advise you on 0208 308 4344.

Want to find out more about Building & Contents insurance?
Click here for our FAQ

Find Out More About Our Buildings and Contents Insurance

What are the benefits of combining buildings and contents insurance?

Although they can be covered under separate policies, it is usually better to consider a combined policy. 

One of the main benefits is price – a single buildings and contents policy will generally be cheaper than two separate policies.

Another benefit is ease of claiming. Many household claims cut across both buildings and contents policies – forced-entry burglary, for example. It’s easier to manage a claim if you only have to deal with one insurance company.

Click here for our home contents FAQ

Click here for our buildings insurance FAQ

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