More and more companies are looking to save on their costs and outgoings. This means that some businesses (especially in the small to medium sized sector) are now looking to down-size their vehicles and so save on expenses. Small vans are a particular growth area. Offering good fuel economy and a comfortable driving experience, small vans provide a good, economic solution to growing businesses. When lower running costs are important, it is vital that you also keep your insurance costs as low as possible, and so shopping around for the best possible small van insurance is important.
Recent research found that van drivers believe themselves to be the safest on the road: in a survey of 2,000 motorists, 47% of van drivers believed that they were the most proficient drivers on the road, with 53% claiming they had the best knowledge of motorways. So if you are a small van driver and believe you fall into the category of a safe driver with a good track record, you should be able to get a good insurance deal.
As well as getting the right priced insurance, you need to make certain you have the right type of insurance to meet your needs. Getting expert advice is vital so you can make an informed decision - and one quick call to our friendly team at Westhill Insurance Services will set you on the right road. A simple chat will allow us to identify the insurance type you need – for example, do you need your small van insurance policy to provide a replacement van in the event your van is stolen or damaged in an accident? Are you planning to take the van overseas? Do you need the contents of your van insured? What level of excess are you prepared to accept (this is the amount you need to pay yourself in the event of a claim)? Vans are often the lifeline of the business, so make sure you get the right advice – and the right policy to make sure that if anything does go wrong you are able to get back on the road swiftly and with the minimum of fuss.
There are a few things you can do to make sure you obtain a really good insurance deal – such as fitting a Tracker to your van. This emits a signal enabling law enforcement agencies to locate the van anywhere in the UK in the event of theft, and installation of this will probably reduce your premiums. You can also further enhance your security with secure door locks, an alarm system, ignition lock and immobilisers – all designed to deter and stop theft whilst adding to your ability to negotiate a good deal with insurers. You can also opt to pay a higher voluntary excess which will potentially lower your premium.
Insurance is a complex matter, so get good advice. As an independent insurance broker, we will shop around to find the right deal to match your budget and your needs. Don't risk something as valuable as your van and its contents to a comparison site: instead, just pick up the phone and speak with one of our professional and helpful advisors – it could be the best call you ever make! We won't sell you insurance you don't need and we will be there for you for the long haul – we believe in building relationships and keeping our van drivers safely on the road.
Contact Westhill Insurance Services, today.