If your house was to fall down tomorrow would your current home insurance policy cover you for a complete rebuild? How much would a rebuild cost? It's certainly not an easy figure to try and come up with and that is why a Building Reinstatement Valuation could be useful.
This is one valuation that does tend to be overlooked but is worth carrying out every few years especially if you have a very unique property or perhaps own a property which is split up into flats.
A qualified surveyor can carry out the assessment and calculate the full rebuild cost of the property. It is up to the property owner to ensure that they have suitable insurance cover, so a survey is worth having.
If you don't have the correct level of insurance and your property does suffer a major drama then the insurer isn't obliged to pay the rebuild cost as this hasn't been catered for in the first place. It is advisable to have a full Building Reinstatement Valuation every three years or if building work is carried out.
Westhill Insurance is one of just 130 brokers in the UK who has access to very keen insurance deals. To see what Westhill can do for you simply go to www.westhill-home-insurance.co.uk and click on "we'll call you," and a friendly advisor will be in touch.
For more advice on business insurance call Westhill Insurance who will be happy to help. Westhill Insurance covers bike insurance, car insurance, van insurance, home insurance, business insurance, let property insurance, commercial insurance or even public liability insurance. It is willing to talk with you and come up with a tailor-made deal to suit. In the current climate of financial and insurance crisis Westhill Insurance understands the fear of dealing with a large impersonal, unaccountable organisation and sets itself apart as the broker you can speak to and trust.
For more information on Westhill Insurance or a quote, visit www.westhill-insurance.co.uk or call on 0844 371 7000 Mon – Fri 0900-1730 and Sat 0900-1300.