Claiming on your insurance as an excuse to make money is illegal, proving it can be difficult but either way it's still illegal.
This still hasn't stopped fraudulent travel claims increasing by a massive 80 per cent recently. Popular claims are for electronic goods like iPods and cameras going missing or claiming more for an item than it's worth.
It may seem like a quick fix if your finances are struggling but you could find yourself in hot water if you are caught out.
On the other hand, there are those who forego to the luxury of travel insurance, in an effort to reduce the cost of there holiday, this is a bad idea! You never know what may go wrong, it just takes one incident to spoil your holiday, you may as well be compensated for it.
Travel insurance is a must especially for teenagers heading off to foreign climates for the first time. As most teenagers are strapped for cash, travel insurance can be conveniently forgotten. Unfortunately as unsupervised teenagers are most likely to get up to high-jinx, which can go wrong, they are in need of travel insurance. It's also worth keeping in mind that drunken antics could leave your insurance null and void, so drink sensibly.
As the credit crunch rumbles on many people are cutting corners when booking holidays and not taking out travel insurance. It does save money in the short term but if you wind up in hospital whilst abroad with no travel cover you will be footing a very big bill.
Basically you need travel insurance and trying to defraud an insurer is a bad idea. For advice on travel insurance or any other type of insurance get in touch with Westhill Insurance, the friendly insurer.
Simply visit www.westhill-insurance.co.uk and click on "we'll call you," to have one of the friendly operators call and talk you through a suitable policy.
Westhill Insurance covers bike insurance, car insurance, van insurance, home insurance, business insurance, let property insurance, commercial insurance or even public liability insurance. It is willing to talk with you and come up with a tailor-made deal to suit. In the current climate of financial and insurance crisis Westhill Insurance understands the fear of dealing with a large impersonal, unaccountable organisation and sets itself apart as the broker you can speak to and trust.
For more information on Westhill Insurance or a quote, visit www.westhill-insurance.co.uk or call on 0844 371 7000 Mon – Fri 0900-1730 and Sat 0900-1300.