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Party's over

Teenagers will be teenagers and a mad party when parents are out of town is inevitable. It's just something that happens but if damage is caused to your home during a raucous party the chances are your home insurance won't cover you.

If our children decided to play up you can't expect a sympathetic insurer to pay compensation unless there are mitigating circumstances. At the end of the day they are responsible for the damage.

Should the party happen without your knowledge, well that is a bit different to you allowing a party and it then getting messy. The latter leaves the ball in your court but either way proving who caused the problems may not be straight forward. If the news of the party spreads there is a good chance the problems will be caused by strangers.

Inviting strangers to your home technically means you aren't looking after your property correctly and will void your cover. If wild parties are likely, you either need to up your home insurance cover or have a very stern talk with your teenagers.

For helpful advice on insurance then call Westhill Insurance who is more than happy to help. Westhill may be able to assist with insurance but not with unruly teenagers!

This month Westhill is offering 10 per cent off all household policies taken out with them. On top of that, Westhill is also celebrating its 25th anniversary in insurance, and is offering free insurance to some lucky customers. For every 25 policies placed on cover with us, one will be chosen at random and refunded. Please click here and read more.

Westhill Insurance covers bike insurance, car insurance, van insurance, home insurance, business insurance, let property insurance, commercial insurance or even public liability insurance. It is willing to talk with you and come up with a tailor-made deal to suit. In the current climate of financial and insurance crisis Westhill Insurance understands the fear of dealing with a large impersonal, unaccountable organisation and sets itself apart as the broker you can speak to and trust.

For more information on Westhill Insurance or a quote, visit www.westhill-insurance.co.uk or call on 0844 371 7000 Mon – Fri 0900-1730 and Sat 0900-1300.

Posted on 8th October, 2009