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Tips to save money on home insurance

Cutting back on home insurance may seem like a good idea when it is up for renewal as you are saving money in the short run, but in the long run it might cost you more if something should go wrong.

As the cold winter months loom and the nasty weather starts to roll in you'll need to think about keeping your home safe from potential disasters. Freezing conditions can lead to burst pipes which can cause a lot of damage, so you need to make sure your home insurance covers this type of problem. Checking the small print on your policy is a good idea and if that isn't clear then talk to your insurer.

It's good to know what cover you have as you can then make sure you are getting the cover you need for your particular situation, remember, more cover doesn't have to mean more money. Increasing your home security can reduce your premium and is something you should state to your insurer.

If you aren't convinced you are getting the best deal then it is time to shop around. Aggregator sites are useful for quotes but you can never be entirely sure what you are getting. Ticking various boxes might be quick and easy but it won't be so convenient if you have a problem and your policy doesn't cover it. When taking out any type of insurance, it's better to speak to someone, they can advise you on what cover you should have.

Being frugal is no bad thing, but make sure that it isn't detrimental to your home insurance. Finding a helpful and cost effective broker is always useful so why not get in touch with Westhill Insurance who is always happy to take time and talk you through your policy.

Westhill is part of a country wide business scheme which includes just 130 brokers and allows them to offer special rates which others simply can't match.

This month Westhill is offering 10 per cent off all household policies taken out with them. On top of that, Westhill is also celebrating its 25th anniversary in insurance, and is offering free insurance to some lucky customers. For every 25 policies placed on cover with us, one will be chosen at random and refunded. Please click here and read more.

Westhill Insurance covers bike insurance, car insurance, van insurance, home insurance, business insurance, let property insurance, commercial insurance or even public liability insurance. It is willing to talk with you and come up with a tailor-made deal to suit. In the current climate of financial and insurance crisis Westhill Insurance understands the fear of dealing with a large impersonal, unaccountable organisation and sets itself apart as the broker you can speak to and trust.

For more information on Westhill Insurance or a quote, visit www.westhill-home-insurance.co.uk or call on 0844 371 7000 Mon – Fri 0900-1730 and Sat 0900-1300.

Posted on 8th September, 2009