These days it is not unusual for people to have a second property abroad and these properties can be vulnerable as they are left empty for long periods of time.
Protecting your property from the elements and from thieves will help keep your holiday home insurance at a reasonable rate, and claim free.
Some simple DIY can save you a lot of heartache in the long run should your property succumb to the weather during the winter. A burst pipe left undetected for weeks could cause a lot of damage, so make sure your pipes are well lagged. If you are going to be leaving the property empty all winter getting a plumber to drain the system is a good idea, as it completely removes the risk.
High winds can also be problematic, so make sure all garden furniture is safely stored and that the garden is well pruned so your own trees don't damage your holiday home. Keep your gutters and drains clear so they can't overflow and cause water damage.
Aside from the weather, thieves can be problematic especially if your second home is in a rural setting. Try not to leave anything of value there and make sure you do have full insurance for any valuables. Thieves can also strike when you arrive as you will be distracted with unpacking.
Good sturdy locks or bolts will deter even the most determined thieves and installing grilles or metal shutters will also help turn your holiday home into Fort Knoxs. Leaving spare keys hidden outside the property is definitely not a good idea, as you are basically giving anyone who can find the key access to your property.
Having comprehensive holiday home insurance is a must to give you peace of mind when you aren't using your second home. Westhill Insurance can offer excellent holiday home insurance as is specialises in this area. It is also just one of 130 brokers involved in a unique business scheme which means it can offer superbly priced deals which other brokers simply won't have access to.
To get in touch simply visit www.westhill-home-insruance.co.uk and click on "we'll call you," to have one of the friendly operators call and talk you through a suitable policy.
This month Westhill is offering 10 per cent off all household policies taken out with them. On top of that, Westhill is also celebrating its 25th anniversary in insurance, and is offering free insurance to some lucky customers. For every 25 policies placed on cover with us, one will be chosen at random and refunded. Please click here and read more.
Westhill Insurance covers bike insurance, car insurance, van insurance, home insurance, business insurance, let property insurance, commercial insurance or even public liability insurance. It is willing to talk with you and come up with a tailor-made deal to suit. In the current climate of financial and insurance crisis Westhill Insurance understands the fear of dealing with a large impersonal, unaccountable organisation and sets itself apart as the broker you can speak to and trust.
For more information on Westhill Insurance or a quote, visit www.westhill-insurance.co.uk or call on 0844 371 7000 Mon – Fri 0900-1730 and Sat 0900-1300.