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As usual the British weather isn't doing what it should be at this time of year. It should be wall to wall sunshine with back to back BBQs going on but that isn't the case.

Although the weather has been warmer, there has been above-average rainfall. Believe it or not the first part of this summer hasn't been as wet as the past two have been. All that said flash floods have been an issue and will continue to be as the British climate changes, putting more homes at flood risk.

If you are a victim of flooding it will be a costly experience and will have an impact on your home insurance. Should you know that your home is likely to flood, then stating that when you are taking out insurance is advisable. A lot of home owners shirk doing this as they are concerned about the impact on their premium. However, with specialist insurers like Westhill Insurance who can offer flood risk insurance you will have no such problems.

Flooding causes thousands of pounds worth of damage, therefore it is very important to be covered by flood insurance. A few extra pounds spent on your policy could be a false economy in the long run when you are knee deep in water in your living room.

As flood risk is on the up in the UK as many as one in six homes are at risk. As well as taking out flood insurance it is advisable to be put on a flood warning service as well as having a plan in place just in case. Also should the worst happen contact your insurer immediately so they can begin to assist you.

Westhill Insurance has friendly operators on hand to give advice on cheap flood insurance. Visit www.westhill-home-insurance.co.uk and click on "we'll call you," to have someone call you and talk you through your options on flood insurance.

To celebrate its 25th anniversary in insurance, Westhill is offering free insurance. For every 25 policies placed on cover with us, one will be chosen at random and refunded. Please click here and read more.

Westhill Insurance covers bike insurance, car insurance, van insurance, home insurance, business insurance, let property insurance, commercial insurance and public liability insurance. It is willing to talk with you and come up with a tailor-made deal to suit. In the current climate of financial and insurance crisis Westhill Insurance understands the fear of dealing with a large impersonal, unaccountable organisation and sets itself apart as the broker you can speak to and trust.

For more information on Westhill Insurance or a quote, visit www.westhill-insurance.co.uk or call on 0844 371 7000 Mon – Fri 0900-1730 and Sat 0900-1300.

Posted on 17th August, 2009