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Hidden agenda

“Westhill Insurance – we've got it covered!”

When you walk into a shop it is pretty clear how much an item is that you want to buy. The price is written on it or below it or if you really need to you can scan the item and be sure of what you are spending. However when you shop on line do you know exactly what you are getting?

Purchasing on line is fast and easy but perhaps that is the down fall, its too fast and easy. It's very easy to fall foul of certain budget airlines who manage to charge for travel insurance when the traveler doesn't need it. You need to select remove when asked about travel insurance but if you don't then click update you will still be stung for the insurance. You will end up doubly insured for that particular trip and a few quid lighter than you need to be.

It is a simple mistake which costs money due to a slight misunderstanding. Now look at other things that you can buy on line which are much more complicated like insurance. Do you actually know what you are getting? It's easy enough to tick various boxes and get a competitive figure at the end of it, but do you have all bases covered?

A lot of on-line insurers add an additional voluntary excess on top of the policy excess and this is what keeps the quote low in price. Its fine at the outset but if you do have a need to claim you will be hit by a big excess bill making your policy not so cost effective. The total amount of excess payable can often be as much as £800 to £1000 which is going to hit your finances. The real down side to this is most people don't realise what they have paid for and there is a possibility that they aren't as well covered as they thought.

Taking your car to work means you need to have it covered for business use, but in some cases you will be charged extra for it, also if you don't ask for business use then it won't be included and you won't be covered. Westhill Insurance adds this option into its current car insurance deal for free ensuring you are both covered and not out of pocket.

To really understand what you are buying it is always best to speak to someone and Westhill Insurance prides itself on its second to none customer care. You can get a quote on-line from Westhill but you can also request Westhill to call you. Simply visit www.westhill-insurance.co.uk and click on “we'll call you,” and an insurance expert will be in touch to talk you through your policy.

If price is your concern then you do need to contact Westhill Insurance as it is one of just 130 brokers in the country with access to certain low priced insurance deals thanks a new business initiative it has been invited to join.

As well as excellent customer service, no hidden costs and friendly experts who will save you money, Westhill is also giving away every 25th policy written for free to celebrates its 25 years in insurance. So get in touch with the friendly insurer and see what Westhill can do for you.

Westhill Insurance covers bike insurance, car insurance, van insurance, home insurance, business insurance, let property insurance, commercial insurance or even public liability insurance. It is willing to talk with you and come up with a tailor-made deal to suit. In the current climate of financial and insurance crisis Westhill Insurance understands the fear of dealing with a large impersonal, unaccountable organisation and sets itself apart as the broker you can speak to and trust.

For more information on Westhill Insurance or a quote, visit www.westhill-insurance.co.uk or call on 0844 371 7000 Mon – Fri 0900-1730 and Sat 0900-1300.

Posted on 20th July, 2009