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Landlords need cover

“Westhill Insurance – we've got it covered!”

With a lot of fledgling Landlords around at the moment due to house prices being down, no one wanting to sell and so they are renting their homes instead, it is advisable to make sure suitable insurance cover is in place.

Insuring your own home isn't a problem but once you rent it out you need different cover as your tenants will now have the run of the place and you never know what might happen.

That is when a knowledgeable and helpful broker like Westhill Insurance fits in. Westhill specialises in property insurance and is well briefed in all aspects of it. From general residential lettings to tailored cover for a factory, Westhill is experienced across the board and will to talk you through it. Just give Westhill a call or if you prefer they can call you.

If you are a recent Landlord specific insurance is beneficial as it protects your investment and you can add on other areas of protection too. Should you rent your home out with all its furnishings then adding them to the policy is a good idea as a wild house party could leave you with some damage to repair.

Owner's liability cover is also worth a look in case your tenants or a neighbour are injured by your property. All you need is a slate of fall off your roof and hit someone; it can easily happen so this is an add-on worth considering.

Something that may not occur to you is cover for when the property is empty. Unoccupied insurance is useful as break ins can occur if it is obvious the house is vacated. Or if you are finding it hard to get a tenants in this type of policy will assist you with the financial losses, a useful thing to have when times are hard.

If you live in a University town renting to a bunch of students should be considered. Westhill can provide shared accommodation cover and you won't be penalised for having some lively students as your tenants.

For people who are at the other end of the spectrum and have and extensive portfolio of properties then a call to Westhill could save you a lot of money. Westhill will review your portfolio and advise where savings can be made. It makes sense to use this free service, you have nothing to lose and much to gain as you will have the comfort of knowing your cover is correct, the likely benefit of reduced premiums and the opportunity of multi policy discounting.

Westhill Insurance covers bike insurance, car insurance, van insurance, home insurance, business insurance, let property insurance, commercial insurance or even public liability insurance. It is willing to talk with you and come up with a tailor-made deal to suit. In the current climate of financial and insurance crisis Westhill Insurance understands the fear of dealing with a large impersonal, unaccountable organisation and sets itself apart as the broker you can speak to and trust.

For more information on Westhill Insurance or a quote, visit www.westhill-insurance.co.uk or call on 0844 371 7000 Mon – Fri 0900-1730 and Sat 0900-1300.

Posted on 22nd June, 2009