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Affordable homes

“Westhill Insurance – we've got it covered!”

Perhaps the credit crunch has been a good thing for people trying to purchase their first homes or just find a home they can afford. For the first time in years the housing market is back at a sensible level when it comes to prices, which is great if you are buying.

Lenders have been very nervous about reaching out with new products especially to first time buyers, but that is starting to change and with the reduction in house prices it does make buying a stronger and more reasonable option.

If a straight forward sale still isn't open to you then maybe a shared ownership deal is. A popular option is to pay 75 per cent of the house price initially and the outstanding 25 per cent over a number of years. There are some other packages that allow you to purchase 85 per cent but still own the property completely and the 15 per cent can be paid back at a later date.

Now is a great time to be shopping for a property but you don't necessarily have to get roped into buying a house. There are other options out there like flats, studio apartments and bedsits, all of which are going to be much more cost effective.

Now the humble bedsit is a very much over looked option but is could provide a cheap way of getting into the property market. It can also be rented out when you decide that you need somewhere bigger; it is a flexible and cost friendly option,

Due to the nature of a bedsit, as in one large area that you live in, cook in and sleep in, it needs specialised insurance cover which Westhill can provide. Home insurance is Westhill's forte and the policy can be tailored to your needs without breaking the bank. For this month only Westhill is providing 10 per cent off any home insurance policies taken out so it is doing its best to help at this cash strapped time.

Westhill has a panel of friendly and knowledgeable staff who work in the home insurance field and they will be happy to call you regarding your policy. For further information please visit www.westhill-insurance.co.uk and click on “we'll call you,” then an advisor will be in touch to assist. Westhill likes to provide the personal touch.

Westhill Insurance covers bike insurance, car insurance, van insurance, home insurance, business insurance, let property insurance, commercial insurance or even public liability insurance. It is willing to talk with you and come up with a tailor-made deal to suit. In the current climate of financial and insurance crisis Westhill Insurance understands the fear of dealing with a large impersonal, unaccountable organisation and sets itself apart as the broker you can speak to and trust.

For more information on Westhill Insurance or a quote, visit www.westhill-insurance.co.uk or call on 0844 371 7000 Mon – Fri 0900-1730 and Sat 0900-1300.

Posted on 19th June, 2009