Why buy Personal Van Insurance with Westhill?
• Your dedicated adviser will help you identify the right cover for your individual needs.
• With our years of experience, and access to a vast panel of insurers, we’ll be able to find you the best policy at the most competitive price.
• If the worst happens and you need to make a claim, our experienced team will support you through the process, making it run as smoothly as possible.
About Our Personal Van Insurance
Not all vans are used for business. If your private vehicle is a van, you don’t need a commercial vehicle policy.
When buying van insurance, it can be tempting to concentrate just on the premium. No one wants to pay more than they have to for van insurance, but value is about more than just price.
When you buy with Westhill, you can be sure that you’re getting the best deal available – the right cover, at the right price.
If the worst happens and you’re in an accident, you want to be properly protected. Our expert insurance advisers can talk you through the different types of cover available to make sure that you have everything that you need (and that you’re not paying for cover that you don’t need!).
• Driving other vehicles cover – provides you with third party liability cover when driving someone else’s vehicle.
• Legal expenses insurance – covers the cost of legal action brought by or against you.
• Breakdown cover – offers roadside recovery following a vehicle breakdown.
• No claims bonus protection – safeguards your no claims bonus so even if you make a claim, your no claims bonus will stay intact.
• Windscreen cover – pays for the cost of repairing or replacing your vehicle’s windscreen, side or rear windows if they get broken or cracked.
• Trailer cover – covers your trailer against accidental damage, fire and theft, and provides public accident liability cover.
There is no such thing as a motorhome? Not in UK law, at least, where this is referred to as a motor caravan! If it weights more than 7.5 tonnes you need to have a special class C licence or an HGV licence! Call us on 0208 308 4344 and get the right insurance to suit your particular motor caravan and stay legal.
We have over one million caravans on the roads in Britain? Sadly, these mobile home from homes provide rich pickings for criminals. Most crime is opportunistic, so be on your guard. For more information on securing your caravan and getting the best insurance, call us on 0208 308 4344 and enjoy life on the open road.
When you drive at 30mph you will absorb around 1320 piece of information every minute. So leave the mobile phone call and the texting until you arrive! For all forms of vehicle insurance call us now on 0208 308 4344.
“I heard the news today, oh boy. Four thousand holes in Blackburn Lancashire” sang the Beatles in 1967 – and holes in the roads are now a major national problem! You can claim for vehicle pothole damage on your insurance. Don’t get stuck in rut, call us on 0208 308 4344.
60% of drivers believe they will never be caught breaking the law because there aren’t enough police on the road! If you’re caught, you could get points on your licence, pushing up the cost of your car insurance. Call us for help finding the best value cover.
A reduced 60mph speed limit for a new section of dual carriageway in Cheshire has been approved in an attempt to reduce pollution. This is the first time pollution has been the reason given to reduce speed as opposed to road safety! For a breath of fresh air call 0208 308 4344 for all your motoring insurance.
There are over 1 million caravans on the road in Britain. Unfortunately, they provide rich pickings for criminals. Most caravan crime is opportunistic, so be on your guard. For information on securing your caravan and getting the best deal on your insurance, call us on 020 8304 4344.
DVLA figures show that 16% of policyholders under declare convictions, potentially invalidating their insurance. And strangely, 7% of policyholders over declare meaning they’re paying over the odds for cover – a surprising statistic, but apparently true! Check with a broker to see what you need to make your insurers aware of – we’re here to help on 020 8308 4344.
Not all vehicle insurance policies provide cover if your keys are lost. Today’s vehicle keys include a lot technology such as immobilisers, etc – and are expensive to replace. If you want the mysteries of your motor policy unlocked, call our team on 0208 308 4344 today.
Your instincts may tell you different, but if you skid on ice, turn your car into the skid. Trying to turn the car out of the skid will make matters worse. If you do collide with something, your insurance should cover you. Phone our sympathetic and helpful advisors on 0208 308 4344.
I only use my van for business purposes occasionally – can I still take out personal van insurance?
If you use your van for a purpose other than that stated on your policy, you could invalidate your cover. If you are likely to ever use your van for work, make sure you tell your insurer first.
How can I keep my premium low?
Westhill will do all the shopping around for you, so you can be sure that you’re getting the best deal on your van insurance.
However, there are things you can do yourself to keep your insurance costs as low as possible. Installing security measures such as an immobiliser and an alarm can reduce your premium. Parking in a garage rather than on a public road usually results in a slightly lower premium, as does lower mileage.
Making modifications to your van can bump up the premium as repairs are likely to be more expensive in the event of an accident.
Looking for our expertise in insurance?
Send a message or call 0208 308 4344