Why buy Commercial Van Insurance with Westhill?
• Your dedicated adviser will help you identify the right cover for your business.
• With our years of experience, and access to a vast panel of insurers, we’ll be able to find you the best policy at the most competitive price.
• If the worst happens and you need to make a claim, our experienced team will support you through the process, making it run smoothly – and get you back on the road as quickly as possible.
About Our Commercial Van Insurance
At Westhill, we understand that your van is essential to your business. That’s why it’s so important that you’re properly insured – if the worst happens and you’re involved in an accident, we can help you get back on the road as soon as possible.
Your business is our business. We pride ourselves on understanding how you work, so that we can provide the best possible advice on your insurance needs.
Our expert insurance advisers will be able to recommend competitively-priced insurance policies, tailored to your business.
Choose from a wide range of products and add-ons including:
• Legal expenses insurance – covers the cost of legal action brought by or against you.
• Breakdown cover – offers roadside recovery following a vehicle breakdown.
• No claims bonus protection – safeguards your no claims bonus so even if you make a claim, your no claims bonus will stay intact.
• Commercial motor excess reimbursement – reimburses the excesses paid following a successful claim.
• Windscreen cover – pays for the cost of repairing or replacing your vehicle’s windscreen, side or rear windows if they get broken or cracked.
• Trailer cover – covers your trailer against accidental damage, fire and theft, and provides public accident liability cover.
Drivers caught lane-hogging or tail-gaiting will now get on-the-spot police fines! You can be ‘done’ for not giving way at junctions and pushing into queuing traffic - amongst other offences. You can take your £100 fine and 3 penalty points, or go to court. Have points on your licence? Call us on 0208 308 4344, for help with insurance.
There are 2.5 million pulped Mills and Boon books in the M6: the paper’s absorbency helps keep the tarmac in place. Something to remember when stuck on a motorway! If you’ve broken down, our roadside recovery could be perfect. Call us on 0208 308 4344 to see how we can get your wheels turning 24/7!
Three quarter of the world drive on the right, but we drive on the left! Apparently, Napoleon was left handed and wanted to have his sword in his left hand whilst travelling on the right side of the road. Prior to this, we travelled on the left side with our swords at the ready! Keep on track and call 0208 308 4344 today.
Perhaps now is the time for ‘white van man’ to go green! Running costs for electric vans are a fraction of their diesel counterparts: their carbon footprint is greatly reduced too. Call us on 020 8308 4344 for specialist vehicle insurance advice.
Boris Johnson has proposed paying diesel car owners £2000 to switch to cleaner cars to reduce the amount of nitrogen dioxide in the capital. It has been estimated that 4,300 people die prematurely each year as result of poor air quality in London. For all your motoring insurance needs, call our team on 0208 308 4344.
Who coined the phrase “White Van Man”? It was Sarah Kennedy on Radio 2 in 1997. These much maligned motorists drive around 9,426 miles a year and are a careful bunch: 68% of them have no insurance claims! If you are a tradesman with a van, give us a call on 0208 308 4344 and we’ll help your reputation stay whiter than white!
To avoid congestion in the Philippines drivers are only allowed on the road 4 days a week. Number plates ending 1 or 2 are banned on Mondays, 3 or 4 on Tuesdays, etc. No one tell Boris, or else London might be following Manila! To keep your insurance up to date, just ring 0208 308 4344.
You must turn off or disable your SatNav system if it can identify speed camera locations in France, Ireland, Germany and Switzerland. Failure to do so will see you with an on the spot fine. Check your insurance small print before you leave home – we can help on 0208 308 4344.
Medics are more likely to cause road accidents than any other profession! Surgeons and GPs make up 9 of 10 categories of workers most likely to have accidents - the one remaining place awarded to probation officers! No matter what your profession, give us a chance to quote for your insurance on 0208 308 4344.
What level of cover do I need?
Just like car insurance, you can choose to purchase fully comprehensive commercial van cover, third party fire and theft cover (TPFT), or third party only cover. All three types of cover will cover the cost of a claim from a third party arising from an accident that you’ve caused, TPFT will also cover the cost of a claim if your van is stolen or damaged by fire. Fully comprehensive cover will also pay to repair your van if it is damaged in an accident, regardless of fault.
Is there a minimum age for van insurance?
There are usually age restrictions on commercial van insurance, with many insurers refusing to cover drivers under the age of 21. Happily, thanks to our vast panel of insurers, we are able to insure drivers of any age.
How many people can I insure to drive my van?
We recognise that several employees might need to drive your van from time to time. For maximum flexibility, you can insure your van for any driver, although this will usually incur a higher premium. Alternatively, you can cover a number of ‘named’ drivers, which often costs a bit less. Let us know what how you want your van to be used, and we can advise you on the best possible deal.
Can I drive my van abroad?
Many insurance policies won’t cover you when driving abroad, or they might downgrade your cover from comprehensive to third party. If you think you are likely to want to drive your van outside the UK, let us know and we’ll find the right policy for your needs.
Looking for our expertise in insurance?
Send a message or call 0208 308 4344